Money management should be easy. There are a few basic rules that you should adhere to and you will have the ability manage your money, how much will not matter. It can be narrowed down to one, “Don’t spend more money than what you earn”.
The problem however is that you are human. You have emotions, wants, and needs. You also live in a place called earth, which has certain rules that you need to abide by, the biggest one affecting your money is taxes. Often you make decisions, the wrong decisions, but only because you did not use all the information you needed to make a better decision.
Now that we have that out the way, let us talk about changing you into a robot! Just kidding.
You are Human
Let us focus on why you need a coach to help you overcome the problems you have in your life. As a financial planner, I have had some principals of money management embedded in me, and always thought I was on top of my affairs, until I discovered my real affair with tech gadgets. This is where I needed to balance my wants and needs. As the world evolves, we will have more wants than needs, and some of the consumerism driven advertising might convince you that you need it and that it is no longer a want.
Coaching is there to help you be more mindful about your decisions and actions you take it life. During our coaching programmes we will help you evolve into making better decisions through being more informed, and when, your human side or wants takes over your mind for a few moments, because that will still happen, we will have a plan to take action and keep you accountable for your actions. We cannot always prevent situations, but we can equip you to better manage your situations and adjust your plan when something has happened.
Change is painful but staying in the same situation or even going backwards can hurt you more.
Join me on this journey, as I will educate and equip you with the tools and guidance to help you navigate your relationship with money and change what needs to change so you can see the future that you had envisaged for yourself and your family.